Our Services and Products

OUR SERVICES AND PRODUCTS:

Many people spend more time planning for a vacation than planning for retirement. We can provide lifetime financial solutions for you and your family that will meet your individualized needs and fit your budget. We are here to help you take the "if" out of Life!  What if you Live? What if you Linger? What if you Leave? What is your Legacy?

RISK MANAGEMENT:

We offer the following products for risk management: Whole Life Insurance, Term Life Insurance, Variable Universal Life Insurance,*   Universal Life Insurance,  Index Universal Life Insurance, Survivorship Life Insurance, Disability Insurance, Health Insurance, Dental Insurance, Long Term Care Insurance, Medicare Supplements, Cancer Plans, Auto & Home Insurance, Boat & Yacht Insurance, and Personal Liability.

INVESTMENT SOLUTIONS:

We can offer many products or services including: IRAs – Traditional & Roth, Mutual Funds,* Stocks and Bonds,* Money Markets & CD’s,* Annuities–Fixed and Variable,* Comprehensive Financial Profiles, Retirement Planning, College Planning, and Mortgage Protection.

FINANCIAL SOLUTIONS:

There are many ways to try to achieve your financial goals - we can assist with; Pension Maximization, Estate Preservation and Final Expense Planning.

BUSINESS SOLUTIONS:

For business owners, having a specialized, financial plan is extremely important. Tax laws, employee benefit laws,and COBRA laws need to be considered when determining your benefit package for yourself, employees or both. We can assist in choosing the most appropriate solutions for you and your employees based on need from a 401(k) Plan,  SEP – Simplified Employee Pension Plan, Simple IRA Plan, Age-Weighted Profit Sharing plan, Keogh plan, Business Continuation Deferred Compensation, plan, TSA/403(b) Plan, Buy-Sell Agreement, Funding Key Person Coverage Split Dollar, Payroll Deduction Plans, Overhead Expense Coverage plan, Group Health Insurance, Group Dental Coverage, or Group Disability Coverage.

OTHER REFERRAL SERVICES:

There are specialist on our team and in our offices that offer; Tax Preparation & Accounting, Mortgages/Refinance Loans,  Legal Counsel, Debt Consolidation & Budget Planning.

*Registered Representative, Securities and Investment Advisory Services offered through Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Gateway Financial Advisors, Inc., and Cambridge Investment Research, Inc. are not affiliated.